It's the delight you feel...

It's the delight you feel...

Income Protection Plus from PG Mutual could help you protect your income from incapacity. Their plan allows you to tailor a policy that suits your personal circumstances, including cover amount needed, deferment period and more, so that you get the right cover to suit you. If you were then unable to work due to injury or illness, you could rely on a regular, monthly income, to cover your expenses as normal, until you sufficiently recover or reach age 65, whichever comes first.

Highlights of the policy include:

  • Covers up to 70% of your income – or £1,200 per week, whichever is lower.
  • No waiting period – cover starts as soon as your first contribution is paid.
  • No penalties or limit to claims – There are no penalties on your policy when you claim nor are there limits to the number of times you can make a claim.
  • Profit Share Scheme - any profits made are return to their members annually through their Profit Share scheme. In fact, since 2016, PG Mutual have paid over £5.9 million to departing members.
  • Free current access to a 24/7 app-based GP service - an app that puts healthcare into the palm of your hand. You will have access to a GP anytime, anywhere.
  • And much more

VDS members enjoy a 20% discount for the first two years of premiums* when you use discount code, “VDS” when quoting or applying.

Get a Quick Quote Today >

*For full T&Cs, visit 

PG Mutual is the trading name of Pharmaceutical & General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023.

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