Do you know how much sick pay you receive?

Do you know how much sick pay you receive?

We don’t like to think of a health scare taking us away from our job, but if you were unable to work due to an injury or illness, would you be able to cover your monthly overheads? How long would you receive sick pay if you couldn’t work? Could you cover the overheads for an extended period if you were incapacitated long-term? 

At PG Mutual, we’re here to help you protect your income from incapacity. Our Income Protection Plus plan allows you to tailor a plan that suits your personal circumstances including cover needed, deferment period and more, so that you get the right cover to suit you. If you were then unable to work due to injury or illness, you could rely on a regular, monthly income, to cover your expenses as normal as well as allowing you to focus on recovery.

Highlights of the policy include:

  • Covers up to 70% of your income - or £1,200 per week, whichever is lower.
  • No waiting period - cover starts as soon as your first contribution is paid.
  • No penalties or limit to claims - There are no penalties on your policy when you claim nor are there limits to the number of times you can make a claim.
  • Profit Share Scheme - any profits made are returned to their members annually through their Profit Share scheme. In fact, since 2016, PG Mutual have paid over £5.9 million to departing members.
  • Free current access to a 24/7 app-based GP service - an app that puts healthcare into the palm of your hand. You will have access to a GP anytime, anywhere.
  • And much more...


VDS members enjoy a 20% discount for the first two years of premiums* when you use discount code, "VDS".

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*For full T&Cs, visit www.pgmutual.co.uk/legal

PG Mutual is the trading name of Pharmaceutical & General Provident Society Ltd. Registered office: 11 Parkway, Porters Wood, St Albans, Hertfordshire AL3 6PA. Incorporated in the United Kingdom under the Friendly Societies Act 1992, Registered Number 462F. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, Firm Reference Number 110023.

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